International Students and the FAFSA

The Free Application for Federal Student Aid (FAFSA) is used by US citizens and permanent residents to apply for financial aid from the US federal and state governments. Colleges and universities also use the information submitted on the FAFSA for computing need-based awards. International students are not eligible for the US government aid programs (Pell Grant, SEOG Grant, Stafford Loan, Perkins Loan, PLUS Loan, and Federal Work-Study). However, many schools will ask international students to submit a FAFSA so that they may use the data for assessing financial need.

Before filing a FAFSA, international students should ask the schools to which they are applying what procedure they should use to apply for institutional aid.

Some schools require students to file a FAFSA as part of their application for institutional aid. However, if a international student submits a FAFSA without supplying a Social Security Number (SSN) or Alien Registration Number (ARN), the FAFSA will be rejected and the data will not be processed. Even if the international student supplies a SSN, the FAFSA will be rejected when they check option 3 ("No, neither of the above.") in the answer to question 15-16 ("Are you a U.S. citizen?").

At first glance, it seems that there is no way to work around this problem. The FAFSA is not intended to be used by schools for processing institutional aid applications submitted by international students. Only US citizens and eligible noncitizens may receive federal student financial aid. US citizens have SSNs, eligible noncitizens have ARNs, and international students have neither. According to the 1992 reauthorization of the Higher Education Act of 1965, every applicant must have a social security number in order to apply for federal student financial aid. Since the primary purpose of the FAFSA is to apply for federal student financial aid, a FAFSA submitted without a social security number will be rejected.

Nevertheless, it turns out that since a social security number is not considered proof of US citizenship, some international students may be able to apply for and receive a social security number. (This may depend on the type of visa; it isn't clear.) If a international student receives a social security number, the card is stamped so that there is no mistaking it for citizenship. They can then use this number to complete their FAFSA. (They can also use the social security number to open a bank account or get a driver's license.)

When a international student with a social security number submits a FAFSA, they should supply their social security number in the answer to question 8, and check option 3 ("No, neither of the above.") in the answer to question 15-16 ("Are you a U.S. citizen?") to indicate that they are not eligible for federal student financial aid.

Even though the FAFSA will still be rejected, according to a contact at the US Department of Education, the data is still there and can be drawn down by the financial aid office and used to make institutional awards.

Before applying for a social security number and filing a FAFSA, however, international students should ask the school whether they should submit a FAFSA, and if so, where it should be submitted. Many schools that use the FAFSA for processing foreign student aid applications require the students to submit the FAFSA directly to the school, and not to the federal processor. This bypasses the entire need for a Social Security Number.

International students should be careful to not supply another nine-digit number in the Social Security Number field. The FAFSA will get processed if they do this, but it will be flagged for verification because the Social Security Number will not produce a positive match.

• Many schools issue student ID cards using a nine-digit identification number that is the same as the student's Social Security Number. Since the Social Security Administration has not issued Social Security Numbers beginning with the number 8 or 9, many schools use identification numbers beginning with those digits for international students. For example, it is common for schools to issue international students a number that begins 888 or 700. These student ID numbers are NOT social security numbers, and should NOT be used on the FAFSA.
• Canadian students have a SIN number that looks very similar to the SSN. The SIN is not a social security number, and should NOT be used on the FAFSA.

How to Fill Out the FAFSA to Get Federal Student Loans

FAFSA (the Free Application for Federal Student Aid) is a required entry way to billions in federal student aid. Though you may be overwhelmed by the amount of information required, you should fill one out regardless of your financial situation. Basic preparation and knowing what to expect can ease your way and even help you win a larger award.

FAFSA Basics

Is the FAFSA something you know you need to do but have procrastinated getting started? A few key facts should motivate you to learn more and get started:

• Submitting your application as early as possible really can make a difference in the amount of your award. In this case time really is money, so make a commitment to get prepared and get it done now.


• There are 130 questions on the application and many of them are financial. The good news? They are not a mystery. Knowing what is required will make it easier for you to prepare and complete this form.


• Some simple errors can cause your application to be returned, thereby delaying processing and possibly affecting how much money you might receive in Student Aid. Forewarned is forearmed -- take the simple steps outlined below to learn more and avoid costly mistakes.

Be Prepared

Many FAFSA questions will be easy to answer: name, address, Social Security Number, family information. Special guidelines do apply in the case of divorce and remarried parents, so don't assume you know the answers to all of the background questions which will come up. Understand the questions and gather necessary data before you begin.

The most important thing you can have at hand when you sit down to complete your FAFSA is your tax returns from the appropriate year. You will most likely also need your parents' returns and, if you live with a stepparent, theirs as well. The financial information required on this application is extensive and you will bog down quickly if you need to chase after each piece of information as you go. Having the IRS forms can make everything go quite smoothly. The application even provides specific 1040 line numbers that apply to the information required so you will know exactly where to go to find it on the tax returns.

Next, prepare a list of the schools you are applying to and which should receive your information. Be prepared to provide the code for each school along with your housing plans.

Online or On Paper?

While you may fill out a hard copy there are important advantages to completing the form online. There are also some tips to be aware of to ensure that your application does not get returned, delaying your processing.

Give yourself sufficient time, learn all you can before you start, and you'll be good to go!